Core product profile
- Underlying assets: Australian first-ranking real estate debt funds
- Income distribution: Quarterly
- Investment term: 12 months minimum
- Minimum investment: AUD 200,000 (eligible sophisticated investors only)
Fund products
Core product one
First-ranking mortgage investment fund
A core stable fixed-income investment
The fund focuses on high-quality Australian asset-backed mortgage loans, with first-ranking real estate debt as its core underlying asset. It aims to provide investors with stable, predictable returns and serves as a core allocation for investors with a low risk tolerance.
Core investment highlights
- First-ranking mortgages with legally established priority repayment rights and a sufficient margin of safety for principal
- Overall LVR capped at 70%, with strict controls over asset valuation and market-volatility risk
- Diversification across multiple projects, all secured by tangible real estate, to reduce single-asset exposure
- A professional risk management framework covering due diligence, valuation, post-lending management, and default management
- Quarterly interest payments with stable cash flow and a clear, predictable income schedule
Core product two
Battery-storage investment project
Positioned in renewable energy for stable long-term returns
We are deeply invested in Australia's renewable-energy infrastructure sector and have established a long-term partnership with one of Australia's top ten electricity retailers. Focusing on high-quality energy assets such as physical battery-storage power stations and emergency peaking plants, we seek to capture the long-term growth opportunities created by Australia's energy transition and provide investors with low-volatility, high-certainty long-term return assets.
Core returns and term
- Investment term: 5 years
- Total investment size: AUD 100 million
- Individual power-station investments available to flexibly match investment requirements
- Minimum investment: AUD 200,000 (eligible sophisticated investors only)
Core investment safeguards
- Tangible-asset backing: all investments are secured by physical battery-storage power-station assets with clear ownership and long-term operating value
- Partnership with a major Australian energy retailer that has operated for more than 12 years, remains consistently profitable, and holds an established industry position
- Supporting corporate guarantees and long-term power purchase agreements to strengthen cash-flow stability
- A defined exit mechanism supported by power-station ownership transfer and buyback arrangements to improve investment liquidity and certainty
Investment strategy and return objectives
A disciplined investment strategy targeting stable returns
We consistently uphold the investment principle of “capital safety first, stable returns at the core”, building an end-to-end, systematic investment strategy that rigorously manages risk while delivering stable returns across market cycles.
| Indicator | Details |
|---|---|
| Target annual return | 7%–8.5% |
| Risk profile | Low to moderate |
| Recommended investment term | 24 months or longer |
| Income distribution | Quarterly cash distributions |
Core strategy logic
Building a margin of safety
Invest through a fund-of-funds structure in high-quality Australian asset-backed mortgage funds, using stable interest and fee income to create an underlying income safety buffer.
Diversified allocation
Focus on low-volatility assets including senior real estate debt funds, corporate credit funds, and tangible renewable-energy assets, diversifying across sectors and regions to smooth portfolio volatility.
Enhanced returns
Build on a foundation of secure underlying assets by selecting high-certainty opportunities in Australia's high-quality renewable-energy sector, moderately enhancing returns while balancing risk and reward.
Full-cycle controls
Apply institutional control standards throughout project due diligence, investment review, and post-investment management, dynamically monitoring asset status and addressing potential risks promptly.
Multi-dimensional risk framework
Prudent, compliant risk controls that strengthen investment safeguards
We follow the credit assessment and compliance standards of leading Australian financial institutions, establishing an end-to-end, multi-dimensional prudent risk management framework that embeds risk controls throughout the investment lifecycle and comprehensively safeguards investors' capital.
Underlying asset protection
Every investment is secured by tangible assets such as Australian real estate and physical power stations, with clearly established priority repayment rights and a sufficient margin of safety and risk buffer to protect principal at the underlying-asset level.
Strict leverage and valuation
Overall LVR for underlying mortgage-loan projects is strictly capped at 70%, preserving a sufficient valuation buffer to withstand property-market volatility and downside valuation risk.
Diversified risk controls
Diversification across multiple specialist funds, projects, and regions effectively reduces exposure to any single asset, borrower, or geographic area.
End-to-end governance
A local team of due-diligence, credit-assessment, and compliance specialists applies standardised processes for project admission, due diligence, investment approval, post-investment management, and default resolution. Investment progress and collateral status are disclosed regularly to maintain compliance and transparency throughout.